UA Health Plan Medical Benefits Calculator FY14
Effective July 1, 2013
Provided by UAF Staff Council
This is intended only to be a guide in estimating which UA Health Care Plan may make the most sense for you and your family financially when you select a plan during Open Enrollment. You are responsible for making your own decisions, as individual situations may vary. As such, Staff Council assumes no liability for your decision.
We have not included any calculations for the Flexible Spending Account option, a minor difference in dental coverage amongst the plans, or for IRS Tax Form Schedule A should you meet the minimum for deducting medical costs as an itemized deductions as that bar is pretty high. In addition, all UA plans offer 100% coverage for some preventative care. Do not include the following in your estimates for expenditures:
Total Cost of premiums, deductible, 80% reimbursement after deductible, Out of Pocket Max (OOP) if met for the plan selected.
Plan HDHP is the High Deductible Health Plan.
Plan CDHP is the Consumer Directed Health Plan. (Note: Pharmacy benefits are subject to deductible, then the 20% coinsurance.)
Calculations results are based on coverage type you selected. Tables may vary from published documents.
Enter your data below the Plan Calculator Results.
Calculations Based On
Deductible paid depends on number of children. Calculator only assumes 1 child, so the total deductible would be the deductible amount per child up to the family deductible limit for the plan.
Health Plan change Announcement for FY14: http://www.alaska.edu/files/benefits/FY14OENoticeLetterweb.pdf
UA Choice FY14 Rates: http://www.alaska.edu/files/benefits/UAChoiceFY14Rates.pdf
UA Choice FY14 Plan: http://www.alaska.edu/files/benefits/FY14-UA-Choice-Plan-Comparison.pdf
Flexible Spending Page: http://www.alaska.edu/benefits/flexible-spending-account/
Open Enrollment: http://www.alaska.edu/benefits/open_enrollment/
FIP Imputed Taxable Amounts: http://www.alaska.edu/files/benefits/FY14-Imputed-Tax.pdf
FY13 HealthCare Calculator/healthcarecalc/healthcarecalc-FY13.html